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Loans & Lines of Credit

You’ll be happy to know that not much is changing with your loan(s). Your loan(s) will transfer automatically to Community Bank, N.A. You don’t need to do a thing. Please see additional information in the disclosure booklet we sent you.

Unless otherwise notified, your account number will remain the same.

Payments—If your payments are made automatically from a checking or savings account, this service will continue uninterrupted. If you make your payments by mail, please mail them to the following address after the merger:

Community Bank, N.A.
PO Box 628
Olean, NY 14760

Statements—If you receive statements, you will continue to receive them each month.

Online banking—You can use Community Bank, N.A. online banking or business online to make payments. Simply visit our website at or stop by your local branch.

We handle all your lending needs locally.

We want you to know that you have access to a full range of loan and line of credit products to meet your business or government banking needs. We’re also an active participant in Small Business Administration (SBA) guaranteed loan programs.

Our “lending with a local philosophy” approach to banking has contributed to Community Bank, N.A. being ranked among the top 15 of America’s best banks in the nation by Forbes magazine since 2011—most recently ranking 3rd best bank in 2016.

Credit decisions are made right here by local decision makers who live in your community and understand your business goals. And they’re empowered to help you get the financing you need to achieve them.

We’ll help you “Borrow Happy”!

Talk to a Community Bank, N.A. commercial or government banker about short- or long-term loans, commercial mortgages, lines of credit or our agricultural lending program. Whatever your needs, we have the solutions to help your business grow.

To find out more, visit or your local branch after the merger.

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